/* HSBC Public Website Design System */
/* Reverse-engineered from hsbc.co.uk */

/* ========== RESET & BASE ========== */
*,
*::before,
*::after {
	box-sizing: border-box;
	margin: 0;
	padding: 0;
}

:root {
	/* Brand Colors */
	--hsbc-red: #db0011;
	--hsbc-red-hover: #af000e;
	--hsbc-red-light: #f9e7e9;
	--hsbc-black: #000000;
	--hsbc-white: #ffffff;
	--hsbc-charcoal: #333333;

	/* Grays */
	--hsbc-gray-100: #f3f3f3;
	--hsbc-gray-200: #e8e8e8;
	--hsbc-gray-300: #d7d8d6;
	--hsbc-gray-400: #bbbcbc;
	--hsbc-gray-500: #767676;
	--hsbc-gray-600: #4d4d4d;

	/* Functional */
	--hsbc-link: #333333;
	--hsbc-link-hover: #db0011;
	--hsbc-border: #d7d8d6;
	--hsbc-bg: #ffffff;
	--hsbc-bg-alt: #f3f3f3;
	--hsbc-bg-dark: #333333;
	--hsbc-text: #333333;
	--hsbc-text-secondary: #767676;

	/* Spacing */
	--space-xs: 4px;
	--space-sm: 8px;
	--space-md: 16px;
	--space-lg: 24px;
	--space-xl: 32px;
	--space-2xl: 48px;
	--space-3xl: 64px;

	/* Typography */
	--font-family: "Univia Pro", "Helvetica Neue", Helvetica, Arial, sans-serif;
	--font-size-xs: 12px;
	--font-size-sm: 14px;
	--font-size-base: 16px;
	--font-size-md: 18px;
	--font-size-lg: 20px;
	--font-size-xl: 24px;
	--font-size-2xl: 28px;
	--font-size-3xl: 32px;
	--font-size-4xl: 40px;

	/* Borders */
	--radius-sm: 4px;
	--radius-md: 8px;
	--radius-lg: 12px;
	--radius-pill: 100px;

	/* Shadows */
	--shadow-sm: 0 1px 3px rgba(0, 0, 0, 0.08);
	--shadow-md: 0 2px 8px rgba(0, 0, 0, 0.1);
	--shadow-lg: 0 4px 16px rgba(0, 0, 0, 0.12);

	/* Layout */
	--max-width: 1280px;
	--nav-height: 56px;
	--utility-height: 40px;
}

html {
	font-size: 100%;
	-webkit-font-smoothing: antialiased;
	-moz-osx-font-smoothing: grayscale;
}

body {
	font-family: var(--font-family);
	font-size: var(--font-size-base);
	line-height: 1.5;
	color: var(--hsbc-text);
	background: var(--hsbc-bg);
}

a {
	color: var(--hsbc-link);
	text-decoration: none;
}

a:hover {
	color: var(--hsbc-link-hover);
	text-decoration: underline;
}

img {
	max-width: 100%;
	height: auto;
	display: block;
}

h1,
h2,
h3,
h4,
h5,
h6 {
	line-height: 1.2;
	font-weight: 400;
	color: var(--hsbc-charcoal);
}

h1 {
	font-size: var(--font-size-4xl);
}
h2 {
	font-size: var(--font-size-3xl);
}
h3 {
	font-size: var(--font-size-2xl);
}
h4 {
	font-size: var(--font-size-xl);
}
h5 {
	font-size: var(--font-size-lg);
}
h6 {
	font-size: var(--font-size-md);
}

/* ========== LAYOUT ========== */

.hsbc-container {
	max-width: var(--max-width);
	margin: 0 auto;
	padding: 0 var(--space-lg);
}

.hsbc-grid {
	display: grid;
	gap: var(--space-lg);
}

.hsbc-grid--2 {
	grid-template-columns: repeat(2, 1fr);
}
.hsbc-grid--3 {
	grid-template-columns: repeat(3, 1fr);
}
.hsbc-grid--4 {
	grid-template-columns: repeat(4, 1fr);
}

@media (max-width: 768px) {
	.hsbc-grid--2,
	.hsbc-grid--3,
	.hsbc-grid--4 {
		grid-template-columns: 1fr;
	}
}

@media (max-width: 1024px) {
	.hsbc-grid--4 {
		grid-template-columns: repeat(2, 1fr);
	}
}

/* ========== UTILITY NAV ========== */

.hsbc-utility-nav {
	background: var(--hsbc-bg-alt);
	border-bottom: 1px solid var(--hsbc-border);
	height: var(--utility-height);
	display: flex;
	align-items: center;
	font-size: var(--font-size-sm);
}

.hsbc-utility-nav__inner {
	max-width: var(--max-width);
	margin: 0 auto;
	padding: 0 var(--space-lg);
	width: 100%;
	display: flex;
	align-items: center;
	justify-content: space-between;
}

.hsbc-utility-nav__links {
	display: flex;
	gap: var(--space-md);
	list-style: none;
}

.hsbc-utility-nav__links a {
	color: var(--hsbc-text);
	font-size: var(--font-size-xs);
	text-decoration: none;
	padding: var(--space-xs) 0;
}

.hsbc-utility-nav__links a:hover {
	color: var(--hsbc-red);
	text-decoration: underline;
}

.hsbc-utility-nav__links li.active a {
	font-weight: 700;
	border-bottom: 2px solid var(--hsbc-red);
}

.hsbc-utility-nav__actions {
	display: flex;
	gap: var(--space-md);
	align-items: center;
}

.hsbc-utility-nav__actions a {
	font-size: var(--font-size-xs);
	color: var(--hsbc-text);
}

/* ========== MAIN NAV ========== */

.hsbc-nav {
	background: var(--hsbc-white);
	border-bottom: 1px solid var(--hsbc-border);
	height: var(--nav-height);
	position: sticky;
	top: 0;
	z-index: 100;
}

.hsbc-nav__inner {
	max-width: var(--max-width);
	margin: 0 auto;
	padding: 0 var(--space-lg);
	height: 100%;
	display: flex;
	align-items: center;
	gap: var(--space-xl);
}

.hsbc-nav__logo {
	flex-shrink: 0;
	display: flex;
	align-items: center;
	gap: var(--space-sm);
}

.hsbc-nav__logo img,
.hsbc-nav__logo svg {
	height: 28px;
	width: auto;
}

.hsbc-nav__logo-text {
	font-size: var(--font-size-sm);
	font-weight: 700;
	color: var(--hsbc-charcoal);
	white-space: nowrap;
}

.hsbc-nav__items {
	display: flex;
	gap: var(--space-lg);
	list-style: none;
	height: 100%;
	align-items: center;
}

.hsbc-nav__item {
	display: flex;
	flex-direction: column;
	justify-content: center;
	height: 100%;
	position: relative;
}

.hsbc-nav__item a {
	color: var(--hsbc-charcoal);
	text-decoration: none;
	font-size: var(--font-size-sm);
	font-weight: 400;
	line-height: 1.2;
}

.hsbc-nav__item-label {
	font-size: var(--font-size-sm);
	font-weight: 700;
}

.hsbc-nav__item-desc {
	font-size: var(--font-size-xs);
	color: var(--hsbc-text-secondary);
}

.hsbc-nav__item:hover::after,
.hsbc-nav__item.active::after {
	content: "";
	position: absolute;
	bottom: 0;
	left: 0;
	right: 0;
	height: 3px;
	background: var(--hsbc-red);
}

/* ========== HERO ========== */

.hsbc-hero {
	position: relative;
	overflow: hidden;
	background: var(--hsbc-gray-100);
	min-height: 400px;
	display: flex;
	align-items: center;
}

.hsbc-hero__bg {
	position: absolute;
	inset: 0;
	z-index: 0;
}

.hsbc-hero__bg img {
	width: 100%;
	height: 100%;
	object-fit: cover;
}

.hsbc-hero__content {
	position: relative;
	z-index: 1;
	max-width: var(--max-width);
	margin: 0 auto;
	padding: var(--space-3xl) var(--space-lg);
	width: 100%;
}

.hsbc-hero__title {
	font-size: var(--font-size-4xl);
	font-weight: 300;
	color: var(--hsbc-charcoal);
	margin-bottom: var(--space-md);
	max-width: 400px;
}

.hsbc-hero__desc {
	font-size: var(--font-size-base);
	color: var(--hsbc-text);
	margin-bottom: var(--space-lg);
	max-width: 400px;
	line-height: 1.6;
}

.hsbc-hero__disclaimer {
	font-size: var(--font-size-xs);
	color: var(--hsbc-text-secondary);
	margin-top: var(--space-sm);
}

/* ========== BUTTONS ========== */

.hsbc-btn {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	gap: var(--space-sm);
	padding: 12px 24px;
	font-family: var(--font-family);
	font-size: var(--font-size-base);
	font-weight: 400;
	line-height: 1.4;
	border: 2px solid transparent;
	border-radius: var(--radius-pill);
	cursor: pointer;
	text-decoration: none;
	transition:
		background 0.2s,
		border-color 0.2s,
		color 0.2s;
	white-space: nowrap;
}

.hsbc-btn--primary {
	background: var(--hsbc-red);
	color: var(--hsbc-white);
	border-color: var(--hsbc-red);
}

.hsbc-btn--primary:hover {
	background: var(--hsbc-red-hover);
	border-color: var(--hsbc-red-hover);
	color: var(--hsbc-white);
	text-decoration: none;
}

.hsbc-btn--secondary {
	background: var(--hsbc-white);
	color: var(--hsbc-charcoal);
	border-color: var(--hsbc-charcoal);
}

.hsbc-btn--secondary:hover {
	background: var(--hsbc-gray-100);
	text-decoration: none;
}

.hsbc-btn--outline {
	background: transparent;
	color: var(--hsbc-charcoal);
	border-color: var(--hsbc-border);
}

.hsbc-btn--outline:hover {
	border-color: var(--hsbc-charcoal);
	text-decoration: none;
}

.hsbc-btn--small {
	padding: 8px 16px;
	font-size: var(--font-size-sm);
}

.hsbc-btn--large {
	padding: 16px 32px;
	font-size: var(--font-size-md);
}

.hsbc-btn:disabled,
.hsbc-btn.disabled {
	opacity: 0.5;
	cursor: not-allowed;
	pointer-events: none;
}

/* ========== LINK WITH CHEVRON ========== */

.hsbc-link {
	color: var(--hsbc-link);
	text-decoration: none;
	font-size: var(--font-size-base);
	display: inline-flex;
	align-items: center;
	gap: var(--space-xs);
}

.hsbc-link::after {
	content: "\203A";
	font-size: 1.2em;
	line-height: 1;
	transition: transform 0.2s;
}

.hsbc-link:hover {
	color: var(--hsbc-link-hover);
	text-decoration: underline;
}

.hsbc-link:hover::after {
	transform: translateX(2px);
}

.hsbc-link--small {
	font-size: var(--font-size-sm);
}

.hsbc-link--no-chevron::after {
	content: none;
}

/* ========== NAV LINKS GRID ========== */

.hsbc-nav-links {
	display: grid;
	grid-template-columns: repeat(4, 1fr);
	gap: var(--space-md);
	padding: var(--space-xl) 0;
	border-bottom: 1px solid var(--hsbc-border);
}

.hsbc-nav-links__item a {
	display: inline-flex;
	align-items: center;
	gap: var(--space-xs);
	color: var(--hsbc-text);
	text-decoration: none;
	font-size: var(--font-size-base);
	font-weight: 400;
}

.hsbc-nav-links__item a::after {
	content: "\203A";
	font-size: 1.2em;
}

.hsbc-nav-links__item a:hover {
	color: var(--hsbc-red);
	text-decoration: underline;
}

@media (max-width: 768px) {
	.hsbc-nav-links {
		grid-template-columns: repeat(2, 1fr);
	}
}

/* ========== PROMO CARDS ========== */

.hsbc-promo-cards {
	display: grid;
	grid-template-columns: repeat(2, 1fr);
	gap: var(--space-lg);
	padding: var(--space-xl) 0;
}

.hsbc-promo-card {
	background: var(--hsbc-white);
	border: 1px solid var(--hsbc-border);
	border-radius: var(--radius-sm);
	padding: var(--space-lg);
	display: flex;
	flex-direction: column;
	gap: var(--space-md);
}

.hsbc-promo-card__title {
	font-size: var(--font-size-xl);
	font-weight: 400;
	color: var(--hsbc-charcoal);
}

.hsbc-promo-card__desc {
	font-size: var(--font-size-sm);
	color: var(--hsbc-text);
	line-height: 1.6;
}

.hsbc-promo-card__disclaimer {
	font-size: var(--font-size-xs);
	color: var(--hsbc-text-secondary);
}

@media (max-width: 768px) {
	.hsbc-promo-cards {
		grid-template-columns: 1fr;
	}
}

/* ========== FEATURE CARDS ========== */

.hsbc-feature-cards {
	display: grid;
	grid-template-columns: repeat(3, 1fr);
	gap: var(--space-lg);
	padding: var(--space-xl) 0;
}

.hsbc-feature-card {
	display: flex;
	flex-direction: column;
	overflow: hidden;
}

.hsbc-feature-card__image {
	width: 100%;
	aspect-ratio: 16 / 9;
	overflow: hidden;
	border-radius: var(--radius-sm) var(--radius-sm) 0 0;
}

.hsbc-feature-card__image img {
	width: 100%;
	height: 100%;
	object-fit: cover;
}

.hsbc-feature-card__body {
	padding: var(--space-md) 0;
	display: flex;
	flex-direction: column;
	gap: var(--space-sm);
}

.hsbc-feature-card__title {
	font-size: var(--font-size-lg);
	font-weight: 400;
	color: var(--hsbc-charcoal);
}

.hsbc-feature-card__desc {
	font-size: var(--font-size-sm);
	color: var(--hsbc-text);
	line-height: 1.6;
}

@media (max-width: 1024px) {
	.hsbc-feature-cards {
		grid-template-columns: 1fr 1fr;
	}
}

@media (max-width: 768px) {
	.hsbc-feature-cards {
		grid-template-columns: 1fr;
	}
}

/* ========== HELP CARD ========== */

.hsbc-help-card {
	background: var(--hsbc-gray-100);
	border-radius: var(--radius-sm);
	padding: var(--space-lg);
	display: flex;
	flex-direction: column;
	gap: var(--space-md);
}

.hsbc-help-card__title {
	font-size: var(--font-size-lg);
	font-weight: 400;
	color: var(--hsbc-charcoal);
	display: inline-flex;
	align-items: center;
	gap: var(--space-xs);
}

.hsbc-help-card__title::after {
	content: "\203A";
	font-size: 1.2em;
}

.hsbc-help-card__desc {
	font-size: var(--font-size-sm);
	color: var(--hsbc-text);
}

.hsbc-help-card__links {
	display: flex;
	flex-direction: column;
	gap: var(--space-sm);
}

/* ========== SECTION ========== */

.hsbc-section {
	padding: var(--space-3xl) 0;
}

.hsbc-section--gray {
	background: var(--hsbc-bg-alt);
}

.hsbc-section--bordered {
	border-top: 1px solid var(--hsbc-border);
}

.hsbc-section__title {
	font-size: var(--font-size-3xl);
	font-weight: 300;
	color: var(--hsbc-charcoal);
	margin-bottom: var(--space-md);
}

.hsbc-section__subtitle {
	font-size: var(--font-size-base);
	color: var(--hsbc-text);
	margin-bottom: var(--space-lg);
}

/* ========== SURVEY / RANKING ========== */

.hsbc-survey {
	padding: var(--space-3xl) 0;
}

.hsbc-survey__header {
	margin-bottom: var(--space-lg);
}

.hsbc-survey__title {
	font-size: var(--font-size-2xl);
	font-weight: 700;
	color: var(--hsbc-charcoal);
	margin-bottom: var(--space-sm);
}

.hsbc-survey__desc {
	font-size: var(--font-size-sm);
	color: var(--hsbc-text);
	line-height: 1.6;
}

.hsbc-survey__label {
	font-size: var(--font-size-sm);
	color: var(--hsbc-red);
	font-weight: 700;
	margin-bottom: var(--space-md);
}

.hsbc-survey__layout {
	display: grid;
	grid-template-columns: 1fr 1fr;
	gap: var(--space-3xl);
}

@media (max-width: 768px) {
	.hsbc-survey__layout {
		grid-template-columns: 1fr;
	}
}

/* ========== RANKING LIST ========== */

.hsbc-ranking {
	display: flex;
	flex-direction: column;
	gap: var(--space-md);
}

.hsbc-ranking__item {
	display: grid;
	grid-template-columns: 40px 120px 1fr 50px;
	align-items: center;
	gap: var(--space-md);
}

.hsbc-ranking__position {
	font-size: var(--font-size-base);
	font-weight: 400;
	color: var(--hsbc-text);
	text-align: center;
}

.hsbc-ranking__position--circled {
	width: 32px;
	height: 32px;
	border: 2px solid var(--hsbc-charcoal);
	border-radius: 50%;
	display: flex;
	align-items: center;
	justify-content: center;
	font-size: var(--font-size-sm);
}

.hsbc-ranking__brand {
	font-size: var(--font-size-md);
	font-weight: 700;
	color: var(--hsbc-charcoal);
	display: flex;
	align-items: center;
	gap: var(--space-sm);
}

.hsbc-ranking__brand img {
	height: 24px;
	width: auto;
}

.hsbc-ranking__bar {
	height: 12px;
	background: var(--hsbc-gray-200);
	border-radius: 2px;
	overflow: hidden;
	position: relative;
}

.hsbc-ranking__bar-fill {
	height: 100%;
	border-radius: 2px;
	transition: width 0.6s ease;
	background: var(--hsbc-charcoal);
}

.hsbc-ranking__bar-fill--highlight {
	background: var(--hsbc-red);
}

.hsbc-ranking__score {
	font-size: var(--font-size-base);
	font-weight: 700;
	color: var(--hsbc-charcoal);
	text-align: right;
}

/* ========== INFO PANEL ========== */

.hsbc-info-panel {
	background: var(--hsbc-white);
	border: 1px solid var(--hsbc-border);
	border-radius: var(--radius-sm);
	padding: var(--space-lg);
	display: flex;
	gap: var(--space-lg);
	align-items: flex-start;
}

.hsbc-info-panel__icon {
	flex-shrink: 0;
	width: 80px;
	height: 80px;
}

.hsbc-info-panel__icon img {
	width: 100%;
	height: 100%;
	object-fit: contain;
}

.hsbc-info-panel__content {
	display: flex;
	flex-direction: column;
	gap: var(--space-sm);
	font-size: var(--font-size-sm);
	line-height: 1.6;
	color: var(--hsbc-text);
}

/* ========== ACCORDION ========== */

.hsbc-accordion {
	border-top: 1px solid var(--hsbc-border);
}

.hsbc-accordion__item {
	border-bottom: 1px solid var(--hsbc-border);
}

.hsbc-accordion__trigger {
	width: 100%;
	display: flex;
	align-items: center;
	justify-content: space-between;
	padding: var(--space-md) 0;
	background: none;
	border: none;
	font-family: var(--font-family);
	font-size: var(--font-size-base);
	font-weight: 700;
	color: var(--hsbc-charcoal);
	cursor: pointer;
	text-align: left;
}

.hsbc-accordion__trigger::after {
	content: "\25BC";
	font-size: var(--font-size-xs);
	transition: transform 0.2s;
}

.hsbc-accordion__item.open .hsbc-accordion__trigger::after {
	transform: rotate(180deg);
}

.hsbc-accordion__content {
	display: none;
	padding-bottom: var(--space-lg);
	font-size: var(--font-size-sm);
	line-height: 1.6;
	color: var(--hsbc-text);
}

.hsbc-accordion__item.open .hsbc-accordion__content {
	display: block;
}

/* ========== TABS ========== */

.hsbc-tabs {
	display: flex;
	border-bottom: 2px solid var(--hsbc-border);
	gap: 0;
}

.hsbc-tab {
	padding: var(--space-md) var(--space-lg);
	background: none;
	border: none;
	border-bottom: 3px solid transparent;
	margin-bottom: -2px;
	font-family: var(--font-family);
	font-size: var(--font-size-base);
	color: var(--hsbc-text);
	cursor: pointer;
	white-space: nowrap;
}

.hsbc-tab:hover {
	color: var(--hsbc-red);
}

.hsbc-tab.active,
.hsbc-tab[aria-selected="true"] {
	border-bottom-color: var(--hsbc-red);
	font-weight: 700;
	color: var(--hsbc-charcoal);
}

/* ========== CHAT WIDGET ========== */

.hsbc-chat-widget {
	position: fixed;
	bottom: var(--space-lg);
	right: var(--space-lg);
	z-index: 200;
}

.hsbc-chat-widget__btn {
	display: inline-flex;
	align-items: center;
	gap: var(--space-sm);
	padding: 12px 20px;
	background: var(--hsbc-white);
	border: 1px solid var(--hsbc-border);
	border-radius: var(--radius-pill);
	box-shadow: var(--shadow-lg);
	font-family: var(--font-family);
	font-size: var(--font-size-sm);
	color: var(--hsbc-charcoal);
	cursor: pointer;
}

.hsbc-chat-widget__btn:hover {
	box-shadow: var(--shadow-md);
}

/* ========== FOOTER ========== */

.hsbc-footer {
	background: var(--hsbc-bg-dark);
	color: var(--hsbc-white);
	padding: var(--space-2xl) 0;
}

.hsbc-footer__inner {
	max-width: var(--max-width);
	margin: 0 auto;
	padding: 0 var(--space-lg);
}

.hsbc-footer__columns {
	display: grid;
	grid-template-columns: repeat(4, 1fr);
	gap: var(--space-xl);
	padding-bottom: var(--space-xl);
	border-bottom: 1px solid rgba(255, 255, 255, 0.2);
}

.hsbc-footer__column-title {
	font-size: var(--font-size-sm);
	font-weight: 700;
	color: var(--hsbc-white);
	margin-bottom: var(--space-md);
	display: flex;
	align-items: center;
	gap: var(--space-sm);
}

.hsbc-footer__column-title::before {
	content: "";
	display: inline-block;
	width: 6px;
	height: 6px;
	background: var(--hsbc-white);
	border-radius: 50%;
}

.hsbc-footer__links {
	display: flex;
	flex-direction: column;
	gap: var(--space-sm);
	list-style: none;
}

.hsbc-footer__links a {
	color: rgba(255, 255, 255, 0.7);
	font-size: var(--font-size-xs);
	text-decoration: none;
}

.hsbc-footer__links a:hover {
	color: var(--hsbc-white);
	text-decoration: underline;
}

.hsbc-footer__bottom {
	display: flex;
	align-items: center;
	justify-content: space-between;
	padding-top: var(--space-lg);
	flex-wrap: wrap;
	gap: var(--space-md);
}

.hsbc-footer__legal {
	display: flex;
	gap: var(--space-md);
	list-style: none;
	flex-wrap: wrap;
}

.hsbc-footer__legal a {
	color: rgba(255, 255, 255, 0.7);
	font-size: var(--font-size-xs);
	text-decoration: none;
}

.hsbc-footer__legal a:hover {
	color: var(--hsbc-white);
	text-decoration: underline;
}

.hsbc-footer__copyright {
	font-size: var(--font-size-xs);
	color: rgba(255, 255, 255, 0.5);
	text-align: right;
}

@media (max-width: 768px) {
	.hsbc-footer__columns {
		grid-template-columns: 1fr 1fr;
	}
}

@media (max-width: 480px) {
	.hsbc-footer__columns {
		grid-template-columns: 1fr;
	}
}

/* ========== SOCIAL ICONS ========== */

.hsbc-social {
	display: flex;
	gap: var(--space-md);
	align-items: center;
}

.hsbc-social__icon {
	width: 36px;
	height: 36px;
	border-radius: 50%;
	background: var(--hsbc-gray-600);
	display: flex;
	align-items: center;
	justify-content: center;
	color: var(--hsbc-white);
	text-decoration: none;
	transition: background 0.2s;
}

.hsbc-social__icon:hover {
	background: var(--hsbc-gray-500);
}

/* ========== BADGE ========== */

.hsbc-badge {
	display: inline-flex;
	align-items: center;
	padding: 2px 10px;
	border-radius: var(--radius-pill);
	font-size: var(--font-size-xs);
	font-weight: 700;
	line-height: 1.4;
}

.hsbc-badge--red {
	background: var(--hsbc-red);
	color: var(--hsbc-white);
}

.hsbc-badge--gray {
	background: var(--hsbc-gray-200);
	color: var(--hsbc-charcoal);
}

.hsbc-badge--outline {
	background: transparent;
	border: 1px solid var(--hsbc-border);
	color: var(--hsbc-text);
}

/* ========== BACK TO TOP ========== */

.hsbc-back-to-top {
	display: flex;
	align-items: center;
	gap: var(--space-xs);
	color: var(--hsbc-text);
	font-size: var(--font-size-sm);
	cursor: pointer;
	background: none;
	border: none;
	font-family: var(--font-family);
	padding: var(--space-md) 0;
}

.hsbc-back-to-top::after {
	content: "\2191";
}

.hsbc-back-to-top:hover {
	color: var(--hsbc-red);
}

/* ========== CUSTOMER SUPPORT SECTION ========== */

.hsbc-support {
	padding: var(--space-xl) 0;
	border-top: 1px solid var(--hsbc-border);
	display: flex;
	align-items: center;
	justify-content: space-between;
}

.hsbc-support__title {
	font-size: var(--font-size-lg);
	font-weight: 400;
	display: inline-flex;
	align-items: center;
	gap: var(--space-xs);
}

.hsbc-support__title::after {
	content: "\203A";
	font-size: 1.2em;
}

.hsbc-support__desc {
	font-size: var(--font-size-sm);
	color: var(--hsbc-text-secondary);
	margin-top: var(--space-xs);
}

/* ========== FORM FIELDS ========== */

.hsbc-field {
	display: flex;
	flex-direction: column;
	gap: var(--space-xs);
}

.hsbc-field__label {
	font-size: var(--font-size-sm);
	font-weight: 400;
	color: var(--hsbc-text);
}

.hsbc-field__label--required::after {
	content: " *";
	color: var(--hsbc-red);
}

.hsbc-field__input {
	padding: 12px 16px;
	border: 1px solid var(--hsbc-border);
	border-radius: var(--radius-sm);
	font-family: var(--font-family);
	font-size: var(--font-size-base);
	color: var(--hsbc-text);
	background: var(--hsbc-white);
	transition: border-color 0.2s;
	width: 100%;
}

.hsbc-field__input:focus {
	outline: none;
	border-color: var(--hsbc-charcoal);
	box-shadow: 0 0 0 1px var(--hsbc-charcoal);
}

.hsbc-field__input--error {
	border-color: var(--hsbc-red);
}

.hsbc-field__error {
	font-size: var(--font-size-xs);
	color: var(--hsbc-red);
}

.hsbc-field__hint {
	font-size: var(--font-size-xs);
	color: var(--hsbc-text-secondary);
}

select.hsbc-field__input {
	appearance: none;
	background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23333' stroke-width='1.5' fill='none'/%3E%3C/svg%3E");
	background-repeat: no-repeat;
	background-position: right 16px center;
	padding-right: 40px;
}

textarea.hsbc-field__input {
	resize: vertical;
	min-height: 100px;
}

/* ========== NOTIFICATION BAR ========== */

.hsbc-notification {
	padding: var(--space-md) var(--space-lg);
	font-size: var(--font-size-sm);
	display: flex;
	align-items: center;
	gap: var(--space-md);
}

.hsbc-notification--info {
	background: #ebf5ff;
	color: #1a4a7a;
	border-left: 4px solid #2172c5;
}

.hsbc-notification--warning {
	background: #fff8ea;
	color: #855300;
	border-left: 4px solid #ffbb33;
}

.hsbc-notification--error {
	background: #f9e7e9;
	color: #a8000b;
	border-left: 4px solid #db0011;
}

.hsbc-notification--success {
	background: #e5f2f2;
	color: #006e0f;
	border-left: 4px solid #00847f;
}

.hsbc-notification__close {
	margin-left: auto;
	background: none;
	border: none;
	cursor: pointer;
	font-size: var(--font-size-md);
	color: inherit;
	opacity: 0.6;
}

.hsbc-notification__close:hover {
	opacity: 1;
}

/* ========== TABLE ========== */

.hsbc-table {
	width: 100%;
	border-collapse: collapse;
	font-size: var(--font-size-sm);
}

.hsbc-table th {
	text-align: left;
	font-weight: 700;
	padding: var(--space-md);
	border-bottom: 2px solid var(--hsbc-charcoal);
	color: var(--hsbc-charcoal);
}

.hsbc-table td {
	padding: var(--space-md);
	border-bottom: 1px solid var(--hsbc-border);
	color: var(--hsbc-text);
}

.hsbc-table tr:hover td {
	background: var(--hsbc-gray-100);
}

/* ========== BREADCRUMB ========== */

.hsbc-breadcrumb {
	display: flex;
	align-items: center;
	gap: var(--space-sm);
	font-size: var(--font-size-xs);
	color: var(--hsbc-text-secondary);
	padding: var(--space-md) 0;
	list-style: none;
}

.hsbc-breadcrumb li + li::before {
	content: ">";
	margin-right: var(--space-sm);
	color: var(--hsbc-gray-400);
}

.hsbc-breadcrumb a {
	color: var(--hsbc-text-secondary);
}

.hsbc-breadcrumb a:hover {
	color: var(--hsbc-red);
}

/* ========== GUARANTEE BADGE ========== */

.hsbc-guarantee {
	display: inline-flex;
	align-items: center;
	gap: var(--space-sm);
	padding: var(--space-sm) var(--space-md);
	background: var(--hsbc-white);
	border: 1px solid var(--hsbc-border);
	border-radius: var(--radius-sm);
	font-size: var(--font-size-xs);
	font-weight: 700;
	color: var(--hsbc-charcoal);
	text-transform: uppercase;
}

/* ========== UTILITY CLASSES ========== */

.hsbc-text-center {
	text-align: center;
}
.hsbc-text-right {
	text-align: right;
}
.hsbc-text-left {
	text-align: left;
}

.hsbc-text-sm {
	font-size: var(--font-size-sm);
}
.hsbc-text-xs {
	font-size: var(--font-size-xs);
}
.hsbc-text-lg {
	font-size: var(--font-size-lg);
}

.hsbc-text-bold {
	font-weight: 700;
}
.hsbc-text-light {
	font-weight: 300;
}

.hsbc-text-muted {
	color: var(--hsbc-text-secondary);
}
.hsbc-text-red {
	color: var(--hsbc-red);
}

.hsbc-mt-0 {
	margin-top: 0;
}
.hsbc-mt-sm {
	margin-top: var(--space-sm);
}
.hsbc-mt-md {
	margin-top: var(--space-md);
}
.hsbc-mt-lg {
	margin-top: var(--space-lg);
}
.hsbc-mt-xl {
	margin-top: var(--space-xl);
}
.hsbc-mt-2xl {
	margin-top: var(--space-2xl);
}

.hsbc-mb-0 {
	margin-bottom: 0;
}
.hsbc-mb-sm {
	margin-bottom: var(--space-sm);
}
.hsbc-mb-md {
	margin-bottom: var(--space-md);
}
.hsbc-mb-lg {
	margin-bottom: var(--space-lg);
}
.hsbc-mb-xl {
	margin-bottom: var(--space-xl);
}
.hsbc-mb-2xl {
	margin-bottom: var(--space-2xl);
}

.hsbc-p-0 {
	padding: 0;
}
.hsbc-p-sm {
	padding: var(--space-sm);
}
.hsbc-p-md {
	padding: var(--space-md);
}
.hsbc-p-lg {
	padding: var(--space-lg);
}
.hsbc-p-xl {
	padding: var(--space-xl);
}

.hsbc-flex {
	display: flex;
}
.hsbc-flex-col {
	flex-direction: column;
}
.hsbc-flex-wrap {
	flex-wrap: wrap;
}
.hsbc-flex-center {
	align-items: center;
	justify-content: center;
}
.hsbc-flex-between {
	justify-content: space-between;
}
.hsbc-flex-gap-sm {
	gap: var(--space-sm);
}
.hsbc-flex-gap-md {
	gap: var(--space-md);
}
.hsbc-flex-gap-lg {
	gap: var(--space-lg);
}

.hsbc-hidden {
	display: none;
}
.hsbc-sr-only {
	position: absolute;
	width: 1px;
	height: 1px;
	padding: 0;
	margin: -1px;
	overflow: hidden;
	clip: rect(0, 0, 0, 0);
	border: 0;
}